Life Insurance In California

We can help you choose the right life insurance plan. 

It is important to understand the three types of insurance available in California

1. Term Life : Provides protection for a specific time frame, for instance, 20 years. It is generally less expensive than a Whole Life Insurance policy. Frequently term life insurance can be changed to a permanent policy.
2.  Whole Life : This is a form of life insurance that remains in force your entire lifetime (as long as you pay our premiums). It is important to note that whole life insurance policies can be an investment as they build value over time.
3. Universal Life : Universal life insurance has flexible premiums but can also build value like the whole life policy which earns through an interest rate that changes occasionally.

To find out more about your insurance options and what policy may be best for you, contact a licensed agent today at PGR Independent Insurance Solutions.